Find Your Perfect Loan in Minutes – No Credit Impact!

Let Ocean View Consultancy connect you with the right lenders to secure the best rates and terms, all without affecting your credit score.

  1. Access 250+ Trusted Lenders: Explore a wide network of reputable lenders offering competitive rates.

  2. Loan Options from £5,000 to £5 Million: Whether small or large, we’ve got your funding needs covered.

  3. No Impact on Your Credit Score: Your credit history remains untouched during the process.

  4. Expert Support Every Step of the Way: Our team provides tailored advice to ensure your financial success.

Fast, Simple, Hassle-Free Business Loans in 24 Hours!

Trusted Allies in Your Success

Flexible Financing Solutions to Meet Your Business Needs

Fuel Your Growth with Flexible Business Financing

Whether you’re planning your next big move or ensuring smooth day-to-day operations, Ocean View Consultancy supports UK SMEs with business financing solutions from £5,000 to £5 million.

Our Financing Options Include

  • Secured loans

    A secured business loan enables you to access finance by offering a company asset such as property, machinery or equipment as security against the amount you need.

  • unsecured loan?

    Need a cash injection to fuel your business ambitions? Skip the asset headaches and unlock your potential with a flexible Black & White Funding unsecured loan.

  • asset finance?

    Our comprehensive Asset Finance solutions, backed by a panel of trusted partners, are designed to cater to a diverse range of business needs.

  • Bridging Loans

    Bridging finance is a short-term property loan. It is used in unique situations where either you’re unable to get a mortgage or it doesn’t make sense to get a mortgage.

  • Invoice Finance

    Invoice finance is a great way to speed up the time it takes you to get paid. It works by funding you for upto 95% of the total invoice amount upfront in exchange for a fee.

  • Cash Advance

    A Merchant Cash Advance (MCA) is a type of financing where a lender provides capital upfront to your business which you then pay back.

Free Quote, Smooth Journey: How Ocean View Consultancy Works

At Ocean View Consultancy, we make securing business loans simple, fast, and stress-free.

Here's how it works:

  1. Compare the Market: Access rates and terms from over 250 trusted lenders, ensuring you find the best funding option tailored to your needs.

  2. Tailored Evaluation: Your business is assessed on meaningful metrics, such as cash flow and disposable income, giving you better approval chances.

  3. Fast Approval: From application to funds in your account in as little as 24 hours.

We understand small businesses and are committed to presenting your business in the best possible light, giving you access to more options and greater flexibility.

Remeber!!! Checking your eligibility won’t affect your credit score.

FAQs

  • In order for us to offer lending we require you to be a limited company that has been trading for at least 12 months with an annual turnover circa £100,000. In addition to this lenders also have their own individual requirements, please get in touch to make sure you meet the lender’s requirements.

  • The interest rates typically start from 2.9% however they vary depending on which lender you have your loan through, we work with a variety of lenders so the rates will vary but we will always strive to find you the best deal.

  • In most cases the lender will allow you to borrow 1-2 times your monthly turnover. However, this can be higher or lower depending on some factors. Fill out our short form and we will be in contact to assist you in getting the funding you need.

  • In other words, no, your firm does not require strong credit to apply for a limited company loan, albeit it may limit your capacity to apply with conventional high street lenders.
    The amount that businesses with poor credit can borrow may also be limited, and lenders may impose additional conditions on the loan once it has been approved.

  • If you have an active CCJ that's in a payment plan, we can help you. If you have multiple CCJ's our lenders can still make you an offer, but you can not have any more than three active CCJ's that amount to over £10,000. If you are unsure please get in touch with the team and we will assist you.

  • We charge a fee of £397.00. This is only payable upon acceptance of an offer.

  • Lending is a great option for a lot of businesses but isn’t always the best option, please get in touch to discuss in more detail with us to see if it’s right for you.

  • At the moment we can only offer finance to businesses that are registered in the UK.

  • If your limited company doesn't have any capital or cash flow, lenders may be able to provide you with an unsecured loan.

    A guide on unsecured loans and the reasons they can be the best choice for your business has already been created by our team.

    There is a wide range of lenders to choose from with unsecured loans so it may work out to be the best option for your limited company.

  • We have many lenders on our panel that are willing to work alongside another lender, providing the client is capable of meeting the repayment obligations. Documentation is required to assess this.

  • The majority of our lenders require at least three months trading in order to underwrite an application & some lenders require slightly longer. However, as long as you can provide the last three months of your business’s bank statements, the lender has something to assess.