Use unpaid invoices to access funds owed to your business.
Unlock Your Cash Flow with Invoice Financing
Turn your unpaid invoices into working capital with Ocean View Consultancy’s dynamic invoice finance solutions. Whether you need funding for a single invoice or your entire invoice book, our tailored solutions ensure your business keeps running smoothly.
Checking your eligibility won’t affect your credit score.
What is Invoice Financing?
Simplify Your Cash Flow Management with Invoice Financing
Invoice financing allows businesses to access cash tied up in unpaid invoices, helping to avoid long payment cycles. Instead of waiting weeks for customer payments, Ocean View Consultancy bridges the gap, advancing up to 95% of the invoice value within 24 hours.
How Does It Work?
Submit Your Invoices: Send your unpaid invoices to the financing provider.
Receive Funds Quickly: Get an advance of up to 95% of the invoice value within 24 hours.
Choose Your Management Style: Manage credit control yourself, or let the provider handle it on your behalf.
Final Payment: Once your customers pay, receive the remaining balance minus fees.
Quick Guide
Unlock cash tied up in unpaid invoices.
Receive funds upfront, with up to 95% of invoice value advanced.
Manage credit control yourself or let us handle it.
Maintain your business operations seamlessly.
FAQs
How does invoice financing work?
Invoice financing advances a portion of your unpaid invoice’s value, providing quick cash to maintain business operations. The lender purchases the invoice at a discounted rate and provides up to 95% of its value upfront. When your customer pays, the remaining balance (minus fees) is released to you.
Are there restrictions to invoice financing?
Commercial Invoices Only: Available only for B2B transactions, not consumer invoices.
Client Relationships: Invoice factoring involves third-party management, which may impact customer relationships.
Long-Term Costs: Consider interest rates and processing fees, which can add up over time.
How quickly can I access funds through invoice financing?
Funds can be advanced within 24 hours of submitting invoices, ensuring you have the cash flow needed to focus on your business.
What are the benefits of invoice financing?
Quick Cash Access: Receive funds within 24 hours of submitting invoices.
Improved Cash Flow: Maintain operational stability by addressing payment delays.
No Asset Risk: As an unsecured option, your company’s assets remain protected.
Supports Growth: Use the funds to invest in growth opportunities, stock purchases, or payroll.
What is the difference between invoice factoring and discounting?
Invoice Factoring: A third party purchases and collects unpaid debts on your behalf, managing credit control externally.
Invoice Discounting: Borrow against your accounts receivable confidentially while maintaining full control over collections.
Is invoice financing right for my business?
If your business relies on regular invoicing, faces cash flow delays, or needs immediate access to working capital, invoice financing can be a valuable solution.
Free Quote, Smooth Journey: How Ocean View Consultancy Works
At Ocean View Consultancy, we make securing business loans simple, fast, and stress-free.
Here's how it works:
Compare the Market: Access rates and terms from over 250 trusted lenders, ensuring you find the best funding option tailored to your needs.
Tailored Evaluation: Your business is assessed on meaningful metrics, such as cash flow and disposable income, giving you better approval chances.
Fast Approval: From application to funds in your account in as little as 24 hours.
We understand small businesses and are committed to presenting your business in the best possible light, giving you access to more options and greater flexibility.
Remeber!!! Checking your eligibility won’t affect your credit score.
Trusted Allies in Your Success
Why not get in touch?
We’re Here to Help – Get in Touch
Have questions about our services or need assistance with your loan application? We’d love to hear from you! Simply fill out the form below or reach out via email, and one of our dedicated team members will respond within 12 hours.
Contact Options:
Email Us - info@oceanviewconsultancy.co.uk
Quick Form Submission - Click Here
It’s fast, free and it won't affect your business’ credit score.