Take advantage of competitive interest rates designed to lower your financial burden and make repayments manageable.
Secured Loans: Unlock the Potential of Your Business
With funding options ranging from £2,000 to £500,000, our secured business loans provide the stability and flexibility your business needs to thrive.
By using company assets such as property, machinery, or equipment as collateral, you can unlock tailored financial solutions that align with your business goals.
Checking your eligibility won’t affect your credit score.
Secured Loans for SMEs and Limited Companies
Secure the funding your business needs with a trusted and tailored solution. A secured loan allows you to pledge assets such as property, machinery, vehicles, or stock as collateral, providing assurance to lenders while granting you access to essential financial resources.
Whether you’re looking to grow, invest, or streamline your operations, we’ll help you secure the right loan for your needs.
Check your eligibility in 30 seconds with our online form without affecting your credit score.
Empower Your Growth: Fund critical investments in equipment, inventory, or skilled talent to drive your business forward.
Flexible and Stress-Free: Tailor repayment plans to suit your cash flow, providing a financial journey that works for you.
Access More Options: Compare multiple lenders, explore competitive rates, and select the ideal loan terms for your business.
Swift Decisions: Benefit from quick eligibility checks and funding decisions, so you can focus on what matters most — your business success.
FAQs
What is a secured loan?
A secured loan is a financing option where you use an asset, such as a property, as collateral to secure the loan. This gives lenders the right to repossess the asset if repayments are not made, offering them greater security and reducing the risk involved.
Secured loans often come with competitive interest rates compared to unsecured loans, making them a cost-effective choice for borrowers.
Why should I consider a secured loan?
Secured loans can be used for a wide range of purposes, giving you financial flexibility to meet your specific needs. Common uses include:
Business improvements or expansion.
Debt consolidation to streamline finances.
Capital injection for growth or paying tax bills.
Whatever your financial goals, a secured loan can provide the funding you need, tailored to your circumstances.Will applying for a secured loan affect my credit score?
Will applying for a secured loan affect my credit score?
Simply enquiring about a secured loan will not impact your credit score. If you choose to proceed, the lender will perform a full credit search during the final stages of the process, which may leave a trace on your credit file. Rest assured, our expert team at Ocean View Consultancy ensures transparency throughout the process.
How much can I borrow with a secured loan?
The amount you can borrow depends on the value of your property and the loan-to-value (LTV) ratio offered by the lender.
For example:
Property value: £100,000
Mortgage balance: £60,000
LTV offered: 90%
In this case, you could borrow up to £30,000.
Other factors include your monthly affordability and the lender’s specific criteria. We work with a network of trusted lenders to help you find the best secured loan options.
What happens if I default on a secured loan?
If monthly payments are not made, the lender may seek legal action to repossess the asset. Should repossession occur, the property will be sold to recover the debt. The proceeds will be used to repay secured debts in order of priority:
The mortgage provider.
The secured loan provider (if applicable).
At Ocean View Consultancy, we prioritise helping you understand your financial obligations and offer support every step of the way to avoid such outcomes.
Free Quote, Smooth Journey: How Ocean View Consultancy Works
At Ocean View Consultancy, we make securing business loans simple, fast, and stress-free.
Here's how it works:
Compare the Market: Access rates and terms from over 250 trusted lenders, ensuring you find the best funding option tailored to your needs.
Tailored Evaluation: Your business is assessed on meaningful metrics, such as cash flow and disposable income, giving you better approval chances.
Fast Approval: From application to funds in your account in as little as 24 hours.
We understand small businesses and are committed to presenting your business in the best possible light, giving you access to more options and greater flexibility.
Remeber!!! Checking your eligibility won’t affect your credit score.
Trusted Allies in Your Success
Why not get in touch?
We’re Here to Help – Get in Touch
Have questions about our services or need assistance with your loan application? We’d love to hear from you! Simply fill out the form below or reach out via email, and one of our dedicated team members will respond within 12 hours.
Contact Options:
Email Us - info@oceanviewconsultancy.co.uk
Quick Form Submission - Click Here
It’s fast, free and it won't affect your business’ credit score.